Golden Retire (operated by Beans Marketing, “we”, “our”, “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our services.
We may collect different types of information depending on how you use our services:
Personal Information: name, email address, phone number, date of birth, state or territory of residence, and investment preferences you provide when completing our forms.
Financial Information: approximate investment ranges, savings intentions, and other details relevant to tailoring financial options for you.
Technical Information: IP address, browser type, operating system, device details, and how you navigate our website.
Communication Data: records of emails, calls, or messages exchanged with us.
Marketing Preferences: your choices about receiving promotional offers.
We only collect the information necessary to provide our services and comply with legal obligations.
Your data may be used for:
Service delivery: to match you with suitable savings accounts, term deposits, or related products.
Customer communication: to respond to your inquiries, send updates, and provide recommendations.
Marketing: with your consent, we may send you promotional offers from Golden Retire, Beans Marketing, and trusted partners.
Legal compliance: to meet obligations under Australian financial and privacy laws.
Improvement of services: analyzing usage trends to enhance our website and offerings.
We strive to ensure that our use of your data is transparent and aligned with your expectations.
We may share your personal information with:
Financial institutions and providers: to offer relevant deposit or savings options.
Third-party marketing partners: who provide complementary products such as insurance or retirement solutions.
Service providers: IT support, hosting, analytics, and customer communication tools.
Regulatory bodies: when required by law, regulation, or legal proceedings.
We do not sell your personal information to unrelated third parties.
We take data security seriously and use a combination of measures to protect your information:
Secure servers located in Australia or trusted jurisdictions.
Encryption protocols for sensitive transmissions.
Limited access to personal data — only authorised staff and service providers can access it.
Regular reviews of our security practices to ensure compliance with industry standards.
However, no method of data transmission over the internet is 100% secure. While we take all reasonable steps, we cannot guarantee absolute security.
We keep your personal information for as long as it is necessary to:
Provide you with our services.
Meet legal and regulatory obligations.
Resolve disputes and enforce agreements.
When information is no longer required, we securely delete or anonymise it.
Under the Privacy Act 1988 and theAustralian Privacy Principles (APPs), you have the right to:
Access the personal information we hold about you.
Request corrections to ensure your data is accurate and up to date.
Withdraw your consent to marketing communications.
Request deletion of your personal data (subject to legal retention requirements).
Requests can be made by contacting us directly (see section 13).
We use cookies and tracking technologies to:
Enhance your website experience.
Remember your preferences (such as state of residence).
Analyse traffic and measure marketing performance.
You can disable cookies through your browser settings, though some website features may not function properly without them.
In some cases, your personal information may be processed or stored on servers outside Australia. Examples include
third-party cloud hosting, CRM tools, or marketing platforms.
We ensure that such transfers:
Comply with the Privacy Act 1988.
Involve only trusted providers with strong data protection policies.
Safeguard your information to a standard comparable with Australian law.
Our website may contain links to external websites for your convenience.
Please note:
We are not responsible for the content, privacy practices, or security of these third-party sites.
Once you leave our website, we recommend reviewing the privacy policies of those sites before providing any personal information.
Golden Retire’s services are intended for adults planning their retirement.
We do not knowingly collect personal data from individuals under 18 years of age.
If we become aware that we have inadvertently collected information from a minor, we will delete it immediately.
By using our website, completing our forms, or providing your information, you:
Consent to the collection, use, and disclosure of your information as described in this Privacy Policy.
Acknowledge that you may withdraw your consent at any time by contacting us.
If you believe your privacy rights have been violated:
Contact us directly and we will investigate your concern.
If you are unsatisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC):
Website: www.oaic.gov.au
Phone: 1300 363 992
We are committed to resolving complaints fairly and promptly.
If you have questions about this Privacy Policy or how we handle your data, please reach out:
Phone: 0422 032 466
Email:
[email protected]
Address: Level 1/94 Market St, Wollongong NSW 2500
For website-related inquiries:
[email protected]
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or technology.
Any updates will be published on this page.
The “Last revised” date will be updated accordingly.
We encourage you to check this page regularly.